Estimate how regular monthly investments could grow over time with compound returns.
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Accumulated across 10 years at 12% CAGR
A Systematic Investment Plan (SIP) is a disciplined approach to creating wealth by investing a consistent amount at regular intervals into open-ended mutual schemes approved by SEBON (Securities Board of Nepal).
SIP compounding utilizes Rupee Cost Averaging, purchasing more mutual fund units when Net Asset Value (NAV) drops and fewer units when NAV rises:
Unlike traditional closed-ended schemes listed on NEPSE that trade like equities, open-ended mutual funds sell and repurchase units directly at published daily NAVs.
A Systematic Investment Plan (SIP) in Nepal allows individuals to invest a fixed sum of money periodically (monthly, quarterly, or semi-annually) into open-ended mutual funds regulated by the Securities Board of Nepal (SEBON). It enables rupee cost averaging and long-term compounding without timing the NEPSE stock market.
Popular open-ended mutual funds offering online SIP in Nepal include NIBL Sahabhagita Fund (NIMB Ace Capital), Nabil Flexi Cap Fund (Nabil Investment Banking), Siddhartha Systematic Investment Scheme (Siddhartha Capital), NIC Asia Dynamic Debt Fund, and Sanima Large Cap.
SIP maturity value is calculated using monthly compounding: M = P × [((1 + i)^n - 1) / i] × (1 + i), where P is periodic monthly investment in NPR, i is periodic interest rate (annual return rate ÷ 12 ÷ 100), and n is total number of monthly payments.
Yes. Non-Resident Nepalese (NRNs) with a valid Demat account, MeroShare, and a Nepalese bank account (or ConnectIPS access) can initiate online SIP registration and monthly automated debits with SEBON-registered fund managers.
